Loci

Loci helps financial institutions design, test, deploy, and operate fraud and AML controls across real-time transaction monitoring, entity intelligence, device and session risk, screening, and case investigation.

The platform is built for teams that need more than static rules and more transparency than black-box models. Loci combines AI-assisted discovery and authoring, explainable FLM control logic, MADIE real-time evaluation, governed deployment, and analyst workflows that keep decisions auditable.

What Loci Helps Teams Do

  • Discover suspicious patterns and control gaps from real operational data.
  • Author explainable fraud controls using FLM, the Fraud Language Model.
  • Test inactive rules safely before they affect live decisions.
  • Evaluate transactions in real time through MADIE.
  • Monitor alerts, entities, counterparties, devices, and sessions.
  • Group alerts into cases and document investigation outcomes.
  • Feed analyst decisions back into rule tuning and operational governance.

Platform Modules

Transaction Monitoring

Score transactions in real time, receive approve, review, or decline decisions, and preserve the evidence needed for audit and investigation.

Rules And FLM

Use AI-assisted authoring or manual rule design to create explainable controls that can be tested, reviewed, approved, and deployed safely.

Cases And Investigations

Assign alerts, group related activity into cases, record notes, track timelines, recommend dispositions, and support maker-checker review.

AccessGate

Optional session and device-risk intelligence for login, onboarding, and sensitive-action checkpoints.

AccessGate AML

Optional sanctions, PEP, watchlist, whitelist, relationship, feedback, and AML screening workflows.

Deployment

Loci is SaaS-first by default. Financial institutions can start on Loci-hosted infrastructure and later move to a dedicated or on-prem deployment when their operational, regulatory, or procurement requirements call for it.

AccessGate and AccessGate AML are optional modules. A tenant can run transaction monitoring and investigations without enabling every module.

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